Haitham al Mhana

During quarter three of 2019, Amazon’s earnings declined by over 25% in comparison to the same period in 2018. For the first time in over three years, the tech giant’s profits witnessed a drop. Most of this is because the company heavily invested in its new free one-day shipping services for Prime members. However, as we head into the holiday period, this might be the perfect time to signup for the Amazon synchrony credit card. The online retailer spent almost $800 billion between July and September

Are you thinking about refinancing? Although there are many pre-built calculators out there, they don’t give you a full picture of what your new loan terms will be. How much of a difference would a 1% interest rate reduction make? Which loan term should you choose? Also, does your home’s price impact your mortgage refinance calculation? To fully understand how a refinance will impact your monthly bill, follow these steps to find your new payment and loan terms.

At home businesses have many advantages over their brick-and-mortar counterparts. For a start, entrepreneurs save money on gas and office rent. Similarly, freelancers that operate online enjoy unique benefits in comparison to employees who commute to a physical office location. However, transportation costs and rent are on the tax deductible expenses list of traditional businesses, but not digital ones. Nonetheless, remote entities can still utilize work from home tax deductions that other emplo

Refinancing your mortgage loan can help lower your monthly bill. After all, that’s the whole point of refinancing! As a homeowner, it is important for you to understand how and when you will start realizing these savings. Once you learn how the new closing costs, loan terms, and interest rates influence your break-even point, you can make an informed decision that maximizes your savings and gets you a step closer to reaching your financial goals.

Corporate owned life insurance is a new and emerging policy type. For example, with a bank owned life insurance plan, the financial firm acts as the policy owner and beneficiary. Employees are included in the latter. Generally, workplace-provided plans, regardless of who owns or underwrites them, are advantageous for consumers. Not only do they get free (employer-paid) life insurance protection, but these policies also offer a large amount of coverage. Equally as important, the beneficiaries (i

During the last decade and a half, homeownership in the US steadily declined. In fact, from 2014 onwards, the percentage of Americans who own a house remained at its lowest levels since 1995. Because of this, many people are considering a first-time home buyer loan.